Features
What CheckBooks.ai does
Checks from your own bank account, with the proof, the signature and the delivery built in.
CheckBooks.ai is software, not a bank, and holds no funds.
A code on every check
Each check you sign is sealed. The person you pay scans its code and sees it is genuine and unaltered, or checks it by its number, amount and payee, or by a photo.
How it works
- A check is sealed the moment it is saved, with its number, and the seal is checked live every time, so a voided check answers "voided".
- Checking a check is free and needs no account: at checkbooks.ai/verify, by scanning the code, by typing the number, amount and payee, or by a photo.
- Read more: how a check is secured · verify a check
Signed only by you
Your signature goes only on the checks you issue. A delegate signs with their own signature, from your checkbook, under the limits you set. You stay in control: every check keeps its record of what was written, when, and by whom.
How it works
- An assistant you connect as "can write, sign and send for me" signs with your saved signature, within the limits you set for it; one you connect as "prepare for me" leaves the signing to you.
- A delegate's check over their limit never goes out on its own: it waits for your approval, or is refused where a fixed maximum is set. An owner's or an admin's check needs none.
No paper needed
Send a check as a secure link. The person you pay opens it, deposits it from the screen with their bank's app, or prints it.
How it works
- The link lasts 90 days; a check still marked sent can be resent until the person you pay has verified it.
- Once its link is out, the check is not also printed as a check: one payment, one instrument.
Plain paper, your own bank
Print on any paper; the bank reads the image. CheckBooks.ai is software, not a bank: it never holds or moves your money.
How it works
- Legal. Printing your own checks is legal; no special paper is required.
- A real check. Printed on plain paper, your bank deposits it like any other.
- Deposit anywhere. At a branch, at an ATM, or by mobile deposit.
- Toner, not magnetic ink. Most banks read the account line without trouble.
Delegate the writing, keep the control
Give a delegate the authority to write checks from your personal or business checkbook, under the limits you set. Above their limit, a check waits for your approval. Every check is numbered by the system.
How it works
- Limits are per check, per week or per month, set per checkbook.
- A delegate sends, shares, prints and edits their own checks while they may still write from that checkbook, and acts on nobody else's.
Scan an invoice, pay it by check
A photo or PDF is read for you, split into a payment plan if you like, and paid by check. Scan the checks you receive too, so both sides sit in one register.
How it works
- A PDF invoice is read on our own server, with no AI and nothing sent anywhere; a photo is read by AI only once you allow it.
- A plan splits an invoice weekly, every two weeks or monthly; each payment is a check, and the balance is worked out, never typed.
Your AI can write checks
Connect Claude or ChatGPT with the role you choose: look only, prepare checks for you to sign, send what you signed, or write and sign for you.
How it works
- A connected AI acts only within your own rights and limits, never past them, and you can put it on hold or revoke it at any time.
Track every check
Sent, opened, viewed, deposited: each check's timeline, live. QuickBooks stays in sync with every check you write.
How it works
- Recurring checks repeat weekly, every two weeks, monthly, quarterly or yearly, and pause themselves when something needs you.
- The free plan writes 5 checks a month from one bank account; a check counts when it is signed.
- Read more: what comes next
Coming soon
Let your customers pay you by check from your website or your invoice.
The whole list, with what is live, in testing and planned: the roadmap.